当前位置：首页>武汉>武汉众邦银行被接管-我的存款安全吗?

武汉众邦银行被接管-我的存款安全吗?

  • 2026-08-28 04:09:31
武汉众邦银行被接管-我的存款安全吗?
7月3日周五下午，一个噩耗传来，武汉众邦银行被国家金融监督管理总局接管了，为期一年（2026.7.3-2027.7.2）。

一、为什么会被接管？

主要原因是银行出现了“严重信用风险”，这背后有2个主因 ：
  1. 股东拖累：几家主要民营股东自身陷入债务危机，影响了银行的公司治理和风险化解能力；
  2. 业务风险：过度依赖“助贷”模式，行业监管收紧后合作方出险，导致银行坏账增加。

二、我的存款安全吗？

而我可怜的一点存款刚好是放在他家的，还没有到期。当时心里立马咯噔一下，赶紧去登录手机银行，登进去了，但是页面出不来，如图所示：
这下更紧张了，马上去研究国家金融监督管理总局发布的公告，如图所示：
官方接管公告和保障方案明确写明：个人存款本息全额保障，各项业务照常办理。
我们都知道有存款保险制度，50万以内存款由国家存款保险制度保障着。
但是这个公告意味着，不论您存款金额是否超过通常的50万存款保险上限，都会由国家保障全额兑付。
看完公告，我再一次登录手机银行，又一切正常了。

三、写在最后

但是我们普通人还是需要吸取教训，在中小银行存款最好不要超过50万。万一下次没这种好运呢？
生活不易，攒钱不易，且存且珍惜！
本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

武汉企业:中国一冶对公司总部部分机构与职能职责进行调整

武汉轨道交通:新港线二期阳逻段工程相关指标尚不满足上述国家政策要求,因此不具备开工条件

最新文章

随机文章

基本 文件 流程 错误 SQL 调试
  1. 请求信息 : 2026-09-10 13:30:26 HTTP/2.0 GET : https://f.460.net.cn/a/585573.html
  2. 运行时间 : 0.056638s [ 吞吐率：17.66req/s ] 内存消耗：4,235.82kb 文件加载：140
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=79eaa6ac94fcefffd0ff09c93830e7bb
  1. /wwwdata/wwwroot/f.460.net.cn/public/index.php ( 0.79 KB )
  2. /wwwdata/wwwroot/f.460.net.cn/vendor/autoload.php ( 0.17 KB )
  3. /wwwdata/wwwroot/f.460.net.cn/vendor/composer/autoload_real.php ( 2.49 KB )
  4. /wwwdata/wwwroot/f.460.net.cn/vendor/composer/platform_check.php ( 0.90 KB )
  5. /wwwdata/wwwroot/f.460.net.cn/vendor/composer/ClassLoader.php ( 14.03 KB )
  6. /wwwdata/wwwroot/f.460.net.cn/vendor/composer/autoload_static.php ( 4.90 KB )
  7. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-helper/src/helper.php ( 8.34 KB )
  8. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-validate/src/helper.php ( 2.19 KB )
  9. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/helper.php ( 1.47 KB )
  10. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/stubs/load_stubs.php ( 0.16 KB )
  11. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Exception.php ( 1.69 KB )
  12. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-container/src/Facade.php ( 2.71 KB )
  13. /wwwdata/wwwroot/f.460.net.cn/vendor/symfony/deprecation-contracts/function.php ( 0.99 KB )
  14. /wwwdata/wwwroot/f.460.net.cn/vendor/symfony/polyfill-mbstring/bootstrap.php ( 8.26 KB )
  15. /wwwdata/wwwroot/f.460.net.cn/vendor/symfony/polyfill-mbstring/bootstrap80.php ( 9.78 KB )
  16. /wwwdata/wwwroot/f.460.net.cn/vendor/symfony/var-dumper/Resources/functions/dump.php ( 1.49 KB )
  17. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-dumper/src/helper.php ( 0.18 KB )
  18. /wwwdata/wwwroot/f.460.net.cn/vendor/symfony/var-dumper/VarDumper.php ( 4.30 KB )
  19. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/App.php ( 15.30 KB )
  20. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-container/src/Container.php ( 15.76 KB )
  21. /wwwdata/wwwroot/f.460.net.cn/vendor/psr/container/src/ContainerInterface.php ( 1.02 KB )
  22. /wwwdata/wwwroot/f.460.net.cn/app/provider.php ( 0.19 KB )
  23. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Http.php ( 6.04 KB )
  24. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-helper/src/helper/Str.php ( 7.29 KB )
  25. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Env.php ( 4.68 KB )
  26. /wwwdata/wwwroot/f.460.net.cn/app/common.php ( 0.03 KB )
  27. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/helper.php ( 18.78 KB )
  28. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Config.php ( 5.54 KB )
  29. /wwwdata/wwwroot/f.460.net.cn/config/app.php ( 0.95 KB )
  30. /wwwdata/wwwroot/f.460.net.cn/config/cache.php ( 0.78 KB )
  31. /wwwdata/wwwroot/f.460.net.cn/config/console.php ( 0.23 KB )
  32. /wwwdata/wwwroot/f.460.net.cn/config/cookie.php ( 0.56 KB )
  33. /wwwdata/wwwroot/f.460.net.cn/config/database.php ( 2.47 KB )
  34. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/facade/Env.php ( 1.67 KB )
  35. /wwwdata/wwwroot/f.460.net.cn/config/filesystem.php ( 0.61 KB )
  36. /wwwdata/wwwroot/f.460.net.cn/config/lang.php ( 0.91 KB )
  37. /wwwdata/wwwroot/f.460.net.cn/config/log.php ( 1.35 KB )
  38. /wwwdata/wwwroot/f.460.net.cn/config/middleware.php ( 0.19 KB )
  39. /wwwdata/wwwroot/f.460.net.cn/config/route.php ( 1.89 KB )
  40. /wwwdata/wwwroot/f.460.net.cn/config/session.php ( 0.57 KB )
  41. /wwwdata/wwwroot/f.460.net.cn/config/trace.php ( 0.34 KB )
  42. /wwwdata/wwwroot/f.460.net.cn/config/view.php ( 0.82 KB )
  43. /wwwdata/wwwroot/f.460.net.cn/app/event.php ( 0.25 KB )
  44. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Event.php ( 7.67 KB )
  45. /wwwdata/wwwroot/f.460.net.cn/app/service.php ( 0.13 KB )
  46. /wwwdata/wwwroot/f.460.net.cn/app/AppService.php ( 0.26 KB )
  47. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Service.php ( 1.64 KB )
  48. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Lang.php ( 7.35 KB )
  49. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/lang/zh-cn.php ( 13.70 KB )
  50. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/initializer/Error.php ( 3.31 KB )
  51. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/initializer/RegisterService.php ( 1.33 KB )
  52. /wwwdata/wwwroot/f.460.net.cn/vendor/services.php ( 0.14 KB )
  53. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/service/PaginatorService.php ( 1.52 KB )
  54. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/service/ValidateService.php ( 0.99 KB )
  55. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/service/ModelService.php ( 2.04 KB )
  56. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-trace/src/Service.php ( 0.77 KB )
  57. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Middleware.php ( 6.72 KB )
  58. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/initializer/BootService.php ( 0.77 KB )
  59. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/Paginator.php ( 11.86 KB )
  60. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-validate/src/Validate.php ( 63.20 KB )
  61. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/Model.php ( 23.55 KB )
  62. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/concern/Attribute.php ( 21.05 KB )
  63. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/concern/AutoWriteData.php ( 4.21 KB )
  64. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/concern/Conversion.php ( 6.44 KB )
  65. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/concern/DbConnect.php ( 5.16 KB )
  66. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/concern/ModelEvent.php ( 2.33 KB )
  67. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/concern/RelationShip.php ( 28.29 KB )
  68. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-helper/src/contract/Arrayable.php ( 0.09 KB )
  69. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-helper/src/contract/Jsonable.php ( 0.13 KB )
  70. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/model/contract/Modelable.php ( 0.09 KB )
  71. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Db.php ( 2.88 KB )
  72. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/DbManager.php ( 8.52 KB )
  73. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Log.php ( 6.28 KB )
  74. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Manager.php ( 3.92 KB )
  75. /wwwdata/wwwroot/f.460.net.cn/vendor/psr/log/src/LoggerTrait.php ( 2.69 KB )
  76. /wwwdata/wwwroot/f.460.net.cn/vendor/psr/log/src/LoggerInterface.php ( 2.71 KB )
  77. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Cache.php ( 4.92 KB )
  78. /wwwdata/wwwroot/f.460.net.cn/vendor/psr/simple-cache/src/CacheInterface.php ( 4.71 KB )
  79. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-helper/src/helper/Arr.php ( 16.63 KB )
  80. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/cache/driver/File.php ( 7.84 KB )
  81. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/cache/Driver.php ( 9.03 KB )
  82. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/contract/CacheHandlerInterface.php ( 1.99 KB )
  83. /wwwdata/wwwroot/f.460.net.cn/app/Request.php ( 0.09 KB )
  84. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Request.php ( 55.78 KB )
  85. /wwwdata/wwwroot/f.460.net.cn/app/middleware.php ( 0.25 KB )
  86. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Pipeline.php ( 2.61 KB )
  87. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-trace/src/TraceDebug.php ( 3.40 KB )
  88. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/middleware/SessionInit.php ( 1.94 KB )
  89. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Session.php ( 1.80 KB )
  90. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/session/driver/File.php ( 6.27 KB )
  91. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/contract/SessionHandlerInterface.php ( 0.87 KB )
  92. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/session/Store.php ( 7.12 KB )
  93. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Route.php ( 23.73 KB )
  94. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/RuleName.php ( 5.75 KB )
  95. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/Domain.php ( 2.53 KB )
  96. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/RuleGroup.php ( 22.43 KB )
  97. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/Rule.php ( 26.95 KB )
  98. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/RuleItem.php ( 9.78 KB )
  99. /wwwdata/wwwroot/f.460.net.cn/route/app.php ( 1.72 KB )
  100. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/facade/Route.php ( 4.70 KB )
  101. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/dispatch/Controller.php ( 4.74 KB )
  102. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/route/Dispatch.php ( 10.44 KB )
  103. /wwwdata/wwwroot/f.460.net.cn/app/controller/Index.php ( 4.81 KB )
  104. /wwwdata/wwwroot/f.460.net.cn/app/BaseController.php ( 2.05 KB )
  105. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/facade/Db.php ( 0.93 KB )
  106. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/connector/Mysql.php ( 5.44 KB )
  107. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/PDOConnection.php ( 52.47 KB )
  108. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/Connection.php ( 8.39 KB )
  109. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/ConnectionInterface.php ( 4.57 KB )
  110. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/builder/Mysql.php ( 16.58 KB )
  111. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/Builder.php ( 24.06 KB )
  112. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/BaseBuilder.php ( 27.50 KB )
  113. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/Query.php ( 15.71 KB )
  114. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/BaseQuery.php ( 45.13 KB )
  115. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/TimeFieldQuery.php ( 7.43 KB )
  116. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/AggregateQuery.php ( 3.26 KB )
  117. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/ModelRelationQuery.php ( 20.07 KB )
  118. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/ParamsBind.php ( 3.66 KB )
  119. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/ResultOperation.php ( 7.01 KB )
  120. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/WhereQuery.php ( 19.37 KB )
  121. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/JoinAndViewQuery.php ( 7.11 KB )
  122. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
  123. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-orm/src/db/concern/Transaction.php ( 2.77 KB )
  124. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/log/driver/File.php ( 5.96 KB )
  125. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/contract/LogHandlerInterface.php ( 0.86 KB )
  126. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/log/Channel.php ( 3.89 KB )
  127. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/event/LogRecord.php ( 1.02 KB )
  128. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-helper/src/Collection.php ( 16.47 KB )
  129. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/facade/View.php ( 1.70 KB )
  130. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/View.php ( 4.39 KB )
  131. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Response.php ( 8.81 KB )
  132. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/response/View.php ( 3.29 KB )
  133. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/Cookie.php ( 6.06 KB )
  134. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-view/src/Think.php ( 8.38 KB )
  135. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/framework/src/think/contract/TemplateHandlerInterface.php ( 1.60 KB )
  136. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-template/src/Template.php ( 46.61 KB )
  137. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /wwwdata/wwwroot/f.460.net.cn/runtime/temp/310a4debc7c38c2726b0b211618749f5.php ( 11.95 KB )
  140. /wwwdata/wwwroot/f.460.net.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000884s ] mysql:host=127.0.0.1;port=3306;dbname=f460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001488s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000376s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000555s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001549s ]
  6. SELECT * FROM `set` [ RunTime:0.000430s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001688s ]
  8. SELECT * FROM `article` WHERE `id` = 585573 LIMIT 1 [ RunTime:0.000496s ]
  9. UPDATE `article` SET `lasttime` = 1789018226 WHERE `id` = 585573 [ RunTime:0.002381s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000418s ]
  11. SELECT * FROM `article` WHERE `id` < 585573 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000394s ]
  12. SELECT * FROM `article` WHERE `id` > 585573 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000336s ]
  13. SELECT * FROM `article` WHERE `id` < 585573 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000486s ]
  14. SELECT * FROM `article` WHERE `id` < 585573 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000549s ]
  15. SELECT * FROM `article` WHERE `id` < 585573 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000661s ]
0.060110s