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武汉|武汉农村商业银行—装修贷,利率降至0.22%,公积金基数8000以上免下户,不电核,能过系统就能签

  • 2026-09-03 22:45:29
武汉|武汉农村商业银行—装修贷,利率降至0.22%,公积金基数8000以上免下户,不电核,能过系统就能签

基本信息

更新内容：开门红利率降至0.22%，公积金基数8000以上免下户！

额度：最高50万；

期限：最长5年期；
利率：0.22%起；
还款方式：等额本息；
年龄要求：18-53岁；

提前还款：无违约金。

准入要求

1.房产要求：可接受房产类型包括商品房、集资房、安置房和自建房；

2.房屋状态为毛坯房或精装房（含装修中、二手房翻新、家电家具采购等）；

3.过去12个月连续缴纳社保或住房公积金，或者年收入达6万元或家庭年收入达10万元；

4.房屋市场价值减去所有负债余额及贷记卡*0.4后的剩余金额需大于10万元。

征信要求

查询：一个月3次，3个月6次，半年查询不能超过8次；

逾期：不能有当前逾期，2年内总逾期数不能超过6次；

负债：小贷/网贷笔数不超过5笔，信用卡使用率不超70%。

武汉农商银行装修贷评测优势

1、不电核，能过系统就能签；
2、公积金基数8000以上免下户；
3、水电完工一次性放款；

4、非真实装修可私处理。

办理流程

1、咨询：发公积金基数截图，征信，评估综合资质，确定适合做哪家银行及可贷额度；

2、进件：根据客户条件对接银行，客户提供资料，客户经理后台审查是否合格，预约签署合同放款。

非常规疑难杂症消费贷产品

①征信花，查询多；

②负债高，网贷笔数多；

③逾期多（两年内连三累六）；

④白户，多头借贷；

事业单位/公务员，公积金，征信差都可沟通。

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

武汉先进技术研究院在推动项目孵化和企业引育工作中取得初步进展

【廉政教育基地】武汉市廉政教育基地——蔡以忱陈列室!

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  1. 请求信息 : 2026-09-30 23:39:43 HTTP/2.0 GET : https://f.460.net.cn/a/575416.html
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  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=6f1c79b5fa57c58362d4d8744ccffb2b
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  1. CONNECT:[ UseTime:0.001051s ] mysql:host=127.0.0.1;port=3306;dbname=f460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001924s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000483s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000373s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001348s ]
  6. SELECT * FROM `set` [ RunTime:0.000364s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001784s ]
  8. SELECT * FROM `article` WHERE `id` = 575416 LIMIT 1 [ RunTime:0.000642s ]
  9. UPDATE `article` SET `lasttime` = 1790782783 WHERE `id` = 575416 [ RunTime:0.002483s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000541s ]
  11. SELECT * FROM `article` WHERE `id` < 575416 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000716s ]
  12. SELECT * FROM `article` WHERE `id` > 575416 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000719s ]
  13. SELECT * FROM `article` WHERE `id` < 575416 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000793s ]
  14. SELECT * FROM `article` WHERE `id` < 575416 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000758s ]
  15. SELECT * FROM `article` WHERE `id` < 575416 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000925s ]
0.062003s